Bank On Bluegrass

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Make the Most of Your Money

Bank On Bluegrass is a community program designed to help individuals open a bank account who have had difficulties getting an account or keeping an account open in the past.


Why Open an Account?

Pay less, risk less, save more! If you don’t have a bank account, you could pay up to $40,000 in fees over a lifetime. When you have a bank account, you can build a positive credit history, pay your bills online, or with a check for free, and eliminate the risk of theft or loss.


Open Your Low Cost, Low Risk Account Today

1. Call 2-1-1 or visit to learn more.

2. Learn about banking basics online, through our financial education partners, or personal bankers at a participating bank.

CLICK HERE to access the online financial education course.

CLICK HERE to access a list of Bank On Bluegrass Financial Education Partners.

3. Open your Bank On Bluegrass account! Bring a state-issued ID. Most financial partners will also request a second form of ID.

CLICK HERE to see a list of participating banks and branch locations.

CLICK HERE to see what types of accounts and products are available at participating banks.

CLICK HERE to see a list of questions you may consider asking your new bank.


Local banks are committed to providing low-cost, lost-risk bank accounts. Local community organizations are committed to providing training and support to individuals read to set goals and start on the path to financial independence.

Bank On Bluegrass is an initiative of United Way of the Bluegrass.