Back On Track
Have you worked hard your whole life and dreamed of owning your own home? Do you want to go back to school and get your degree, but think it’s financially out of reach? Or do you have the drive and passion to start your own business, but need a little help getting started? If you answered yes to any of these, United Way’s Back On Track program might be for you.
Back On Track is designed to help hardworking individuals succeed by matching their savings through Individual Development Accounts (IDAs). If you save $2,000 to use toward buying your first home, you could receive an additional $4,000! If you save $1,000 toward furthering your education or starting your own business, you could also receive an additional $4,000! It’s not a loan - it is YOUR money!
As you save, we work with you to build your assets through free tax preparation and filing, financial literacy classes, access to financial assistance programs, and much more!
With a little help, you can achieve your dreams!
To learn more, see if you qualify or to get started today, dial 2-1-1.
Income Guidelines for Back On Track program:
| Persons in Family/Household | Eligible Household Income |
| 1 | $22,980 |
| 2 | $31,020 |
| 3 | $39,060 |
| 4 | $47,100 |
| 5 | $55,140 |
| 6 | $63,180 |
| 7 | $71,220 |
| 8 | $79,260 |
| For each additional person, add | $8,040 |
Apply Today
If you or someone you know is interested in applying to the program, please download an application packet or dial 211 to have an application mailed to you. The application packet includes an overview of the program, eligibility requirements for applicants, and the application itself. Print and fill out the application and mail it, along with proof of wages, stable housing and employment, to:
Click here to download a copy of the Back on Track Participant Handbook