As of January 15, 2016 we are no longer accepting Back on Track applications.
Have you worked hard your whole life and dreamed of owning your own home? Do you want to go back to school and get your degree, but think it’s financially out of reach? Or do you have the drive and passion to start your own business, but need a little help getting started? If you answered yes to any of these, United Way’s Back On Track program might be for you.
Back On Track is designed to help hardworking individuals succeed by matching their savings through Individual Development Accounts (IDAs). If you save $2,000 to use toward buying your first home, you could receive an additional $4,000! If you save $1,000 toward furthering your education or starting your own business, you could also receive an additional $4,000! It’s not a loan - it is YOUR money!
As you save, we work with you to build your assets through free tax preparation and filing, financial literacy classes, access to financial assistance programs, and much more!
With a little help, you can achieve your dreams!
To learn more, see if you qualify or to get started today, dial 2-1-1.
Income Guidelines for Back On Track program:
| Persons in Family/Household | Eligible Household Income |
| 1 | $23,540 |
| 2 | $31,860 |
| 3 | $40,180 |
| 4 | $48,500 |
| 5 | $56,820 |
| 6 | $65,140 |
| 7 | $73,460 |
| 8 | $81,780 |
| For each additional person, add | $8,320 |
Click here to download a copy of the Back on Track Participant Handbook
*Participants must use Back on Track funds by August 31, 2016